Saturday, April 21, 2012

Saving Money On Groceries At Publix

If you live in Tennessee, Alabama, Georgia, South Carolina, or Florida, you may live near a Publix. Publix is a great grocery store and usually is very clean, offers a great selection, and friendly service. Publix offers relatively competitive pricing on most of their products. I know the general prices are much higher at my local Publix than at my local Walmart, though. For instance, I can get a bag of Tyson chicken nuggets at Walmart for .99, and at my local Publix they are more pricing at .99. To me, that is a big difference. So, Publix has gotten a "bad rap" in some cases for being too pricey. I've heard people say, "I can't even afford to step foot in Publix." I used to think that too, until I learned how to save BIG at Publix and other grocery stores. You can take the information gleaned from this article and apply it to your local store, but for the purposes of this article, I'm going to focus on saving money on groceries at Publix.

How do you do it? Coupons! Now, wait...before you close this article hear me out. I used to be one of those people who would do all the work of buying the local Sunday paper, clipping out my coupons, taking them to the store and ending up saving only a couple of dollars. When you do it that way, it's frustrating and hardly seems worth it. What you need to know is how to combine those coupons with sales to save huge amounts of money on top name brand products. Sometimes you can even get them free.

Big Saving

Publix has amazing BOGO sales and regular sales every single week. They usually start on Wednesday and run through the next Wednesday. In some stores they start on Thursday and run through the following Thursday. Now, you may be wondering what BOGO is. I'm not insulting your intelligence, but honestly there may be some folks out there that aren't "up on the lingo". BOGO means buy one get one free. You're already getting a fifty percent discount this way, and that makes saving money on groceries a cinch. Some of the states I mentioned above don't even make you buy two, they just ring up the BOGO products at half price. I mentioned that Publix also has other sales each week that aren't BOGO. I will refer to this as a "regular sale".

Saving Money On Groceries At Publix

Now what? You match up the BOGO and sales with the coupons to save even more! Let me show you how it works. I once got several packs of Nestle Toll House Cookies free using this method. Nestle Toll House cookies were on BOGO for this particular week. They were regularly priced at .99 for one pack. Now, I found a coupon on Nestle.com for .50 off of one pack of Nestle Toll House Cookies. I was able to print this coupon twice. Now here's the big catch on BOGO's, because you have two items in your cart, you can still use the coupon on the free item. Some Publix employees are not clear on this, but every Publix I've ever been to accepts them, so if you get a cashier that gives you a problem, just ask to speak to a manager. Anyway, so here's what it looked like:

2 packs Nestle Toll House Cookies =.98 regular price
-.99 (BOGO) =.99 for two packs
-.50 first coupon = .49 for two packs
-.50 second coupon =.00 for two packs (you made a penny off of it).

Now, note that in most states you will still have to pay the sales tax on the cookies. I think I paid $.09 or something for these cookies for sales tax. But that's nothing! So, why did I say I got several packs? You can print the coupon twice from each computer you have. There is a print limit of two and it records your IP address and cuts you off after two. But I had four computers in the house at the time. That was eight free packs of cookies I got. Pretty cool, huh? We froze them and had cookies for a long long time. Now, that's saving money on groceries!

It won't always end up being free, but you can see that the price can be reduced drastically using this method. You can apply this to regular sales too. Just match a coupon with something already on sale and get the best price. When you shop, shop ONLY the BOGO's and sales, and try to buy as little regular priced items as possible. You can find out what's on sale every week by checking out the Publix ad. It will tell you what is on BOGO and what is on regular sale. You can save so much money this way, and over time you'll be so addicted that you'll never want to pay full price for anything every again. Saving money on groceries is such a rush! You can start today! Happy couponing!

Saving Money On Groceries At Publix

Laura is a money saving mom, and loves to shop for sales, deals, and freebies using coupons. Learn more about how to save with coupons and read articles on how to coupon at Anna & Essie!

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Thursday, April 19, 2012

How to Open a BDO Savings Account

Banco de Oro Unibank Inc. (BDO) is one of the best banks in the Philippines awarded by Finance Asia, a finance and business publication in Asia and the Pacific. BDO is one of the companies owned and managed by SM group of Henry Sy and was included in the top 10 companies in the Philippines for 2009.

BDO was named best domestic bank in the Philippines by Finance Asia for survey period from June 2009 to May 2010. It  has many branches all over the Philippines and you can see it in every SM malls. It has also longer banking hours compared to other Philippine banks.

Big Saving

That is why it is no doubt it became the best domestic bank in the Philippines. If you want to open a savings account in BDO, just follow the procedures below and complete the needed requirements in opening a savings account.

How to Open a BDO Savings Account

1. Visit the BDO branch of your choice and bring the requirements for opening a savings account. It is better to go to SM mall, for sure there is one inside.

2.) Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a savings account and then fill-up all forms that will be given to you.

3.) Give the initial deposit for your savings account. Your initial deposit should be equal or more than the maintaining balance.

4. Claim your ATM card or passbook which is usually available for pick-up after 3-5 banking days.

It is easy to open a BDO savings account if you have all the requirements ready before going to the bank. Make it sure you also complete all application forms before giving it to the bank employee.

How to Open a BDO Savings Account

Gil Tenorio likes blogging on finance and investing. He likes playing guitar and gardening. He lives in Korea with his family. For more information on how to open an account at BDO Philippines, feel free Financial Management blog, for free articles on Financial Management, Saving, Investing and Make Money Online.

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Wednesday, April 18, 2012

What Are Internet Ready TV's and What Brands Carry Them

The market of these television sets with web facility is estimated to grow by 14% in the U.S in the year 2012. One requires no additional investment on wiring or hardware after purchasing an internet ready TV.

What is an internet ready TV? The answer is pretty simple. Many manufacturing companies join hands with the famous web outlets and provide rich internet content for their customers. This content is limited to few websites only; one cannot browse any website he/she wants to. There is no need to connect your PC to the television set. Usually all the widely day-to-day used websites have partnered with the well known television manufacturing brands.

Panasonic

Some of the TV brands which are into this internet ready TV business are Sony Bravia, Samsung, LG, Sharp, Panasonic and many more. Samsung internet ready TV's are providing Yahoo and Flicker while you have Sony Bravia offering you to browse You Tube website along with Amazon- video on Demand. Companies keep on trying to join a partnership with various websites to increase the internet content and thus get more customers.We also have Netflix and Blockbuster who are offering movies over the internet, and many TV Manufacturers are integrating there software in the new model TV's. Along with the usual TV watching experience one can enjoy net surfing without any hassle. You are just a click away from viewing the list of contents of internet browsing on your television screen. This new trend has succeeded and is going to bring a new era to the world of television viewing and internet browsing.

What Are Internet Ready TV's and What Brands Carry Them
What Are Internet Ready TV's and What Brands Carry Them

TV Installation
TV Installers

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Monday, April 16, 2012

Hitting With Big Barrel Bats in Youth League

My eight year old was playing baseball this fall on a coached pitched team. It was the perfect situation for the fall with only one practice every Sunday afternoon from 2:00-3:30. It was a great experience, one in which he learned a lot. He also had a great time with the other kids on the team. We were also playing flag football during the fall, so we didn't have a lot of time for extended fall ball, plus he is only 8 so I wasn't interested in having him involved with a team that was going to play games every week in the fall. I'm not a big proponent of playing year round baseball, but I'll save that for another article.

The coaches decided they would try to play a couple of games and put into action what they had been teaching during the Sunday practices. We traveled about 45 minutes away on a nice Saturday during the mid fall to play a double header with another eight year old team. It was a good experience but I was shocked when I watched the other team hit. Yes, they beat us in both games 20-8 and 17-9, but that wasn't what shocked me, it was the bats they were using - Big Barrel Bats.

Big Saving

Let me back up a little bit first. My eight year old is our youngest. My oldest is 26 (I was 40 when our youngest was born) and we have already went through Little League, Babe Ruth, Summer Ball, etc...with our oldest. Also, as a high school baseball coach I host youth camps every summer and thought I was in tune with what was happening in youth baseball. But the bats I saw the other eight year old team using that day caught me by complete surprise. Every player on the other team was using a big barrel (2-5/8 inch diameter) bat, even though they were only eight years old.

Hitting With Big Barrel Bats in Youth League

The big barrel bat is designed for senior league play, which is typically 13-15 year olds. I did a little investigation and found that all the manufacturers (Easton, DeMarini, Louisville, etc...) specifically advertised that these big barrel bats are not approved for younger youth league teams. This was reinforced more when I found out that most youth leagues (Cal Ripen, Little League, Pony, etc.,.) do not allow players to use the larger barrel bats. However, I did find it odd that the manufacturers are making -10 to -13 drop bats (the unit distinction between the length and the weight of the bat, such as 27 inches long and 17 ounces in weight). It's obvious that the sale of these ultra-light, big- barrel bats are targeted at youth league players.

Youth league (ages 6-12) aluminum bats are typically 2 ¼ inches in diameter at the sweet spot and usually have a -8 in drop. The idea is to work up as they get older and eventually get to the -3 drop bat that is required in high school.

The problem with using big barrel bats at such a young age is it doesn't reinforce hitting mechanics. When a young hitter swings and misses the sweet spot, this reinforces the fact they need to use their hands to hit instead of their arms. The sweet spot is located 4-7 inches from the barrel end of the bat, located between the bat's trademark and the end of the bat. With aluminum (or composite bats) when the player misses the sweet spot, the bat jars in their hands. With a wood bat (which I think all young players should spend time learning to hit with) if the sweet spot is missed, the ball won't travel very far, maybe a ground ball to second or short. Anyway, it reinforces the need to rotate the hips and use the hands to get the barrel of the bat on the ball. With much practice, a player can become good at making consistent contact on the sweet spot of the bat. Using the hands correctly will strengthen the hands as they get older and allow them to progress in their mechanics as a hitter. Many players struggle with hitting on high school freshman or JV teams because they drag the bat head with the -3 bats that are required by the National Federation Rules. They have been swinging the -8 and -5 bats with their arms and the -3 is even heavier for them to swing. They haven't developed good strong hands from hitting properly.

The problem with the big barrel bats is the extended hitting zones. The player can have a long swing (one that disconnects with the arms getting away from the body) hitting the ball on the area below the sweet spot near the trademark and still get a solid base hit into the outfield. This was what I witnessed that Saturday this fall during the eight year old coached-pitched game. Most of the hitters in the opposing team line up used more arms than hands to hit, but they still had solid shots into the outfield. In fact, the few times they did make solid contact, the ball was sent like a laser to the outfield fences. Several times our players got hit with the ball (one in the head on a line drive to center field) and the coach was also hit by a hot line drive back to the mound. It was a little scary and these young players were not ready to be swinging these bats.

During my research I also found hitting with big barrel bats was common practice for travel league teams during the summer and fall. Most travel tournament sponsors do not have regulations against using larger barrel bats for youth league ages. With the manufacture warnings clearly listed on these bats, this may be a serious spot for litigation. The travel tournament sponsors and teams that use these bats against the manufacture warnings are exposing themselves to potential lawsuits.

From a hitting stand point, players will never understand their hitting flaws. It's like the weekend golfer that uses a monster head driver, one that corrects the flight of the ball if the swing is not perfect. As long as you make contact anywhere on the face of the club, you're in good shape. (I got one in my golf bag) The same is true for the large barrel bats for youth leagues. See, hitting a baseball is difficult and one that comes with much failure. A good big league player that hits around .300 will fail 7 out of 10 times. With young hitters, the failure is what makes them better. Missing the sweet spot on the bat reinforces the idea to use your hands and get the barrel on the ball.

If you're serious about your young player being a better hitter make him use the 2 ¼ inch barrel in youth league. He can also work with a wood bat in practices and scrimmage games. (or summer league play). Use bamboo when they are young (ages 6-9), moving to maple by the time they are 11 or 12 years old. Both of these bats are extremely durable and hard to break. By the time they are 15-16 years old they can graduate to a nice Ash bat. Most big leaguers use either Ash or Maple. All of our high school players have a wood bat in their bag and train with it regularly.

Don't delay the development of your youth league hitter by allowing them to use a big barrel bat. Rotate your hips and use your hands to hit the SWEET SPOT.

Hitting With Big Barrel Bats in Youth League

Mike Posey "CP"

http://www.expert-baseball-tips.com

Tips from a championship coach's perspective and experience, offering creative insights into helping others learn the game of baseball.

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Sunday, April 15, 2012

Computer Sales on Black Friday From WalMart - Deals for Computers Offer Savings for Christmas Gifts

As the Christmas Holiday shopping season is upon us many people will think about Christmas gift ideas related to computers and technology. When it comes to buying these Christmas gifts it tends to be the case that shoppers want to save as much money as possible as some of these gadgets can be quite expensive. With this being the case it could be very common for many American families to think about Black Friday sales on computers from retailers such as WalMart. Before making any final decisions when it comes to buying computers at full price it is always wise to see what is available on Black Friday and cyber Monday.

Each and every year most major retailers offer great deals when it comes to Black Friday. The Friday after Thanksgiving is always the busiest shopping day of the year and retailers want to offer the best possible discount so they can make as much money as possible. When it comes to buying a computer on this day it is always important to do your research ahead of time because there will be millions of people out and about looking to snatch up the best deals available. Instead of waiting until the last minute and hoping to get service from an associate it may be wise to go out early and see which type of computer would work best for you.

Big Saving

By waiting until the last minute you could end up missing out on some very good deals from the major retailers. It tends to be the case that the best prices on computers and other gadgets cause these items to be purchased very quickly. Many retailers have reported that they have sold out of certain types of computers within the first few hours of the Black Friday sale. Before getting to WalMart and seeing the computer you are looking for sold-out it may be smart to pick his computer out early and make sure to show up well before the store opens.

Computer Sales on Black Friday From WalMart - Deals for Computers Offer Savings for Christmas Gifts

In 2009 Wal-Mart had computer deals from Acer, HP and eMachines. It is very possible that they could have the sales again in 2010 as most retailers have a long-term relationship with many corporations that have worked with in the past. By looking at a Black Friday leaked ad well before Thanksgiving it could be the case that American consumers can pick out their computer and know exactly what they want before they had out on the morning of Thanksgiving Friday.

Computer Sales on Black Friday From WalMart - Deals for Computers Offer Savings for Christmas Gifts

Taking advantage of WalMart Black Friday computer sales [http://www.blackfridaysalesanddeals.com/2010/10/31/walmart-black-friday-sales-on-computers-deals-on-acer-emachines-and-hp-possible-as-christmas-gift-ideas-in-2010/] is sure to save many Americans quite a bit of money this year. As the economy is struggling many people will be looking for the best Black Friday sales on computers.

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Friday, April 13, 2012

Big Fat Beautiful Women Seeking Men In Your Area

This article tells you a clever way to find big fat beautiful women who are seeking dates with men in your area. It helps you avoid the mistakes that thousands of men like yourself will make every week.

Most men like yourself, interested in plus size woman dating, will tend to join any number of expensive niche dating sites. This can be a mistake. Why, you ask? Well, these sites tend to be a lot more expensive than mainstream dating sites, and most of them also have a lot fewer members. It is very easy to throw away your time and money by joining one.

Big Saving

Just because you want to find a large local lady for a date does not mean you have to join a costly niche dating service. There is a clever alternative; and it amazes me that more people have yet to catch on to it.

Big Fat Beautiful Women Seeking Men In Your Area

Popular dating communities that target wide audiences are a much better place for you to go looking. These sites usually have ten million or more members (many of whom will be large ladies). Moreover, they tend to offer free memberships, more bells and whistles, and advanced searching facilities.

All you have to do, to save yourself time and money and improve your chances of success, is simply put in a search of local women. Some sites will allow you to filter your search by body type, others simply show photos of the ladies (but you can still look at them and judge for yourself if they are big fat beautiful women).

This is how you can easily find your desired women without wasting time and money.

Big Fat Beautiful Women Seeking Men In Your Area

Now that you know my method of finding big fat beautiful women, you can try it here: Find Big Women. The site has millions of members, is one of the most popular dating communities, and you can get started with a free membership.

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Thursday, April 12, 2012

How to choose the best Flat screen TV

Choosing the right technology

Plasma and LCD TVs look the same, but they are not. Some features or options don't differ a lot, but these are the major differences:

Panasonic

Size

How to choose the best Flat screen TV

If you arfe looking for an extra large TV, go for a plasma. Plasma TVs are the current size champions, particularly when comparing TVs that consumers can easily purchase. LCDs are catching up in size with their developing technology, however, and may surpass Plasmas in the near future. This may be due to difficulties in producing glass large enough for larger plasmas.

Burn-ins

With the latest plasma technology, this is less of an issue than ever before. The Pixel Orbitor, for example, is a method of reducing burn-in used by plasma manufacturers. It requires no additional programing from the end user as some older burn-in prevention techniques did.
Note: If you plan to use a plasma for gaming, some games with permanent 'dashboards' may still cause some burn-in. If you will be using the television for display use only, go for an LCD. Plasmas are more likely to get burned-in pixels.

Miscellaneous

- LCD TVs are far less fragile than plasmas. This is also an advantage when the tv set has to be shipped or moved to a different location.

- LCD TVs are also much easier to install than plasma TVs.

- LCD TVs have a better performance at high altitudes.

- LCD TVs are often cheaper than plasma TVs. The difference in pricing is getting smaller, however.

Ofcourse, all this information is available all over the web. For a detailed comparison sheet, I recommend using Wikipedia's comparison sheet.

Flat Screen TV comparison, don't get it wrong

If you have made a choice between plasma and LCD (I'll name it Flat screen TV from now on), you can pick a TV of your choice. Flat screen TV comparison will able you to find out exactly what you want and what'll fit the budget.

Brands

The following brands are being considered as the best manufacturers of Flat screen TVs:

- Hitachi

- Panasonic

- Philips

- Pioneer

- Samsung

If you are looking for a product with outstanding quality, we recommend choosing one of these brands.

Features

Different Flat screen TVs have different features. Most of these features look the same, but there are a couple of unique features as well:

- Ambilight

- HD ready or not?

- Picture in Picture

There are lots of comparison website available, but you will have to know how to use them. Filter the models by brand, price and features and the choice will be a lot easier.

How to choose the best Flat screen TV

Kensington Perry currently owns a Philips Plasma TV [http://www.consumer.philips.com/plasmatv/] (because of the Ambilight [http://www.consumer.philips.com/televisions/2/ambilight.html] feature), but has tried out different brands as well. He is always interested in the latest features and the latest technologies, and an absolute Hifi-geek. Occasionaly, Kensington writes for a large reviewing website as well.

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